Mortgage Intelligence

The Real Refi
Question

The right question is not how much the rate needs to drop. It is how many dollars you keep every single month -- and over time.

Current Loan
$
%
yrs
Refinance Scenario
$
%
yrs
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Current Payment -- per month
New Payment -- per month
Monthly Savings -- per month
Cumulative Interest Paid
Total interest over time on both scenarios
Current Loan
After Refi
Savings
Cumulative Interest Comparison
Period Current Loan Interest Refi Interest You Keep
Equal Housing
Opportunity
NMLS #900669

This calculator is provided for informational and educational purposes only. Results are estimates based on the values you enter and do not constitute a loan commitment, pre-approval, offer, or guarantee of any specific interest rate, loan terms, or approval. Actual loan terms, rates, and payments will vary based on creditworthiness, property type, loan-to-value ratio, and other factors determined at the time of application. This is not an advertisement for credit as defined by Regulation Z.

CrossCountry Mortgage, LLC is an Equal Housing Opportunity Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have in good faith exercised any right under the Consumer Credit Protection Act. CrossCountry Mortgage, LLC NMLS #3029. For state licensing information, visit www.nmlsconsumeraccess.org.